Monday, March 14, 2011

Feels like when we were trying to get pregnant...

Many moons ago, I was diagnosed with PCOS while I was trying to get pregnant with our first son, Gage. Each month we were on rounds of fertility drugs and artificial inseminations. We were waking up each morning to track my temperatures and all the ups and downs that go along with infertility. Each month we'd hope that we'd see the two blues lines or two pink lines on the test saying that I was growing another human...and....NOTHING. It took us over a year of trying to get pregnant with Gage, six months with Drake and three months with Cora. So now, I feel like we are going through the same ups and downs with home buying and frankly...Well...this month was a bust. There is nothing we can do to make things better. We had our lender look into our credit report and see if we paid certain bills how that would affect our actual credit score. Ya' know...to give us the 9 points that we need...but apparently the only thing that will help us is time. She said that she will pull our credit again in another month (middle-end of April) and maybe we will have the nine points...but then again we might only have five...or as luck would have it, maybe our credit scores will be less. Who knows?! For now - we just keep chugging along and paying bills (ON TIME) and continuing to save money.
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5 comments:

  1. EcoGrrlMarch 14, 2011 at 7:34 PM

    sorry it's frustrating...i'd wait another quarter if i were you for the score to go up - every time they pull your credit, it takes points off your credit score, so if you can wait a bit longer for everything to show as paid in full for longer without pulling your credit, the better...it's not just not having the bills, it's showing you are living consistently for a length of time with that available debt-to-income ratio that brings up the scores. and hey, this allows you to sock $$ away as you're going to need it for all your home projects (and rainy day fund for the weird repairs that always come up!). hang in there chica.

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  2. Fresh Eggs FarmMarch 14, 2011 at 8:02 PM

    I don't know that I could bear living here for that long. Another quarter would essentially means that we'd have no garden this year...Not to mention that we'd barely be moved in to a home in time to enjoy the summer there prior to the kids having to go back to school. We absolutely hate where we are living and I am truly hoping it won't take that long to move the nine points. :-/

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  3. HopefulMarch 15, 2011 at 7:17 AM

    i know it's hard to be patient but you're so close!!! hang in there. a point at a time, you're going to get that home!

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  4. Fresh Eggs FarmMarch 15, 2011 at 7:34 AM

    We hear so many times "what's another month...a month is nothing" - when it is added to 15 years (especially with the last two+ years being in this terrible apartment) - a month seems like an eternity.It's hard when you are at your wit's end and think you see an end - and then you have to wait again...it is so disappointing.
    I know that it will happen one day - and when it does it will feel amazing.

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  5. MarkMarch 15, 2011 at 7:53 PM

    We did struggle to have our kids but look at us now - a beautiful family going through all that we go through together. It's hard to wait, but I know in my heart that we'll have our home soon, and I know that there is some sort of cosmic reason that we're delayed. As sure as we're sitting here enjoying our family, we'll soon be working to make a house our home and our farm and our sanctuary. It's happening, just not as fast as we'd like :) Hang in there, Baby!

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